Payment Options

Flexible Ways to Pay for Care

Most families assume it's Medicaid or nothing. There are at least six ways to pay for care around here, and the two below are only the most common. See all six ways →

Coverage You May Already Have

Free to check, yours either way

A long-term care policy that's never been claimed on
In-home support hours inside a Medicare Advantage plan
VA benefits, for anyone who served
We do the calling, and tell you straight what we find

See All Six Ways to Pay

Paying On Your Own

Contact us for a personalized quote

Flexible scheduling—you choose the hours
No minimums required
Competitive hourly rates
All services available
Add optional smart monitoring

See Monthly Care Plans

Four more routes worth checking first

Before anyone pays out of pocket, these are worth ruling in or out. Each one pays for care that families often assume they'd have to cover themselves.

Illinois Home Services Program

For adults under 60 living with a disability — the program almost nobody is told about, because it sits outside the senior system entirely.

How it works →

Medicare Advantage extra benefits

Many plans here include in-home support hours each year. It isn't on the card, and it's rarely mentioned — tell us the plan name and we'll check.

What to look for →

VA benefits

For anyone who served: a VA benefit that pays an agency for exactly this kind of help at home, plus Aid and Attendance for veterans and surviving spouses.

Where to start →

Long-term care insurance

A policy paid into for years and never claimed on is real money. Most cover care at home — bring it in and we'll read it with you.

What to look for →

💡 Not sure what you're covered for?

That's the normal answer, and it's the part we're good at. Tell us what you have — a plan card, a policy, a benefits letter, or nothing at all — and we'll do the checking. It's free, there's no obligation, and what we find out is yours whether or not you ever become a client. Request a free coverage check →

Included at No Extra Cost

Every Client Gets These Benefits

Regardless of how you pay, all VitalTouch clients receive our technology-enhanced care coordination.

Digital Care Logs

Detailed records of every visit and activity

GPS Verification

Know exactly when caregivers arrive & leave

Family Portal

Real-time updates accessible anytime

Care Coordination

Dedicated support for scheduling & questions

Premium Add-Ons

Optional Smart Monitoring Services

For families who want extra peace of mind between caregiver visits. Available for an additional fee.

Wearable Fall Detection

Immediate alerts if a fall is detected

Smart Home Sensors

Motion tracking for unusual patterns

Emergency Response

24/7 monitoring and rapid response

Wellness Check Calls

Automated daily check-ins

Ask About Add-On Pricing

Pricing & Payment