Getting paid to care for a family member

The real ways a relative can be paid for care in Illinois, and the limits of each.

At a glanceIllinois, 2026
Reviewed Oct 2026
  • Under 60, with a disabilityHire them yourself
  • 60 and olderOnly through an agency
  • VeteransSome VA programs
  • InsuranceMost policies don’t
  • SpousesLimited cases

Who can be paid

Adult children, other relatives and friends can usually be paid. Spouses are the hardest case.

  • Adult children and grandchildren
  • Brothers, sisters, nieces and nephews
  • Friends and neighbors
  • Spouses, only in limited cases for hands-on personal care
  • Parents of a child under 18, only in limited cases

No program pays family just for being family. The money comes from a state program, the VA, insurance, or the family itself.

An older man smiling on his couch with his caregiver beside him

How to start

The route depends on age, disability, veteran status and insurance.

  1. Find your route

    Use the list below to see which programs fit the person who needs care.

    First
  2. Check eligibility

    The person who needs care is assessed, not the caregiver. Each route has its own rules.

    Assessment
  3. Get hired

    In the Home Services Program, the person hires you directly. Everywhere else, an agency hires, trains and pays you as its employee.

    Hiring
  4. Before the first shift

    Expect a background check, training, and timesheets or a check-in app.

    Paperwork

Good to know

Every route we know of, with its limits.

Under 60 with a disabilityHome Services Program.

The person hires their own personal assistant and the state pays them. Most relatives qualify.

Spouses and parents of a child under 18 can be paid only for extraordinary hands-on care, hired directly, and for limited hours a week.

Home Services Program guide

60 and olderCommunity Care Program, through an agency.

There’s no option to hire family yourself. An approved agency can hire a relative as its homecare aide, and a spouse in limited cases.

Medicaid home care guide

VeteransSome VA programs pay family.

Veteran-Directed Care lets a veteran hire family or neighbors with a VA budget. The VA family caregiver program pays a monthly stipend to the main caregiver of a veteran with a 70% or higher service-connected rating.

VA benefits guide

Long-term care insuranceRead the policy.

Most policies don’t pay family members. A few allow it with limits, and some pay a set amount you can spend as you choose.

Long-term care insurance guide

Through a home care agencyTrained, on payroll, with a backup.

An agency can hire your relative as its caregiver. They get trained and paid by the hour, and the agency sends someone else when they’re sick or need a break. The care is paid for on your own, with VA Aid and Attendance, or by a policy that allows it.

Support for unpaid caregiversRespite and training.

The Illinois Family Caregiver Support Program doesn’t pay caregivers, but it offers respite, training and support groups. Call the Senior HelpLine at (800) 252-8966.

Where VitalTouch fits

We can hire, train and pay a relative or friend as our caregiver.

  • We hire and train themIf they qualify, they join our team.
  • Paid on our payrollBy the hour, with taxes handled.
  • A backup planIf they’re sick or need a break, we send someone else.
What we can do todayVitalTouch, Oct 2026
Honest answer
  • Hire a relative or friend as our caregiver
  • Paid on your own or with VA Aid and Attendance
  • Insurance, if your policy allows it
  • State program routes (not yet)
(708) 726-4536Free coverage check

Other ways to pay

Sources

General information, not legal or benefits advice. Rules change, and each program decides for itself. Last reviewed October 12, 2026.

Someone you trust in mind?

Tell us about them. We’ll check if they qualify.